At Intrapay, we believe payments aid business development and enhance the customer experience through lasting relationships. Our legacy-free technology, customisation options and expert consultancy services maximise acquisition, retention and cashflow. We are courageous and caring, not afraid to have fun, and proud to be part of the Sappaya Payments Ecosystem

FAST FACTSIntrapay at a glance

Founded in September 2017, live in February 2018

A new payment intrastructure with a full stack of services

Headquarters in London and Manila, with eight offices around the world

PCI-DSS compliant, European e-money license

Full suite of payment methods and multiple acquirers

A group of experts in the payments industry

Privately funded, part of Sappaya Group

100+ employees and growing



  • To deal with
  • To be with
  • To work with
  • To play with
  • To know


  • In our field
  • In the way we approach our work
  • In the way we deal with our clients
  • Constantly learning and innovating
  • In our product knowledge and our customer service


  • To try new things and look at setbacks as an opportunity for growth
  • To have confidence in ourselves
  • To push the boundaries, innovate, and challenge the status quo
  • To go out of our comfort zone
  • To ask for help


  • To ideas
  • To possibilities
  • To deal with
  • To challenges
  • To the requirements of our clients


  • To delight our customers
  • To provide a platform for our colleagues to shine
  • About the well being of our clients and colleagues
  • About our brand
  • About the world around us and having corporate social responsibility


Koen Vanpraet

Koen Vanpraet

Chief Executive Officer

Koen has over 25 years’ experience in technology markets, focusing on delivering value to clients. He has a proven reputation in payments, excelling in senior roles including Chief Commercial Officer with Global Collect/Ingenico and Credorax. Koen creates growth by transforming businesses and delivering focus and diversification. In his role at Intrapay, Koen is responsible for developing and growing Intrapay’s global business, product and business lines, and also deepening Intrapay’s alliances and third-party relationships.
Peter De Caluwe

Peter De Caluwe


Peter comes with over 20 years of experience in the retail payment and financial services sectors. As CEO of start-up Ogone he was instrumental in transforming the firm into a global internet payment leader that was sold to Ingenico in 2012 and is now known as Ingenico e-payments. He went on to become CEO – Payments at Naspers, a global leading ecommerce business where he played a crucial role in establishing PayU as the leader in payments for emerging markets.
Stephen Buechner

Stephen Buechner

Chief Risk Officer

Stephen is a Risk and Compliance executive with over two decades of senior management experience in corporate and consumer banking, ecommerce, change delivery, and risk and operations management, across North America, Europe, Russia, Africa, and Asia-Pacific. As former CEO and CRO who has delivered enterprise change for organic growth, business expansion, regulatory obligations and P&L recovery, Stephen brings his vast experience to his role, overseeing Intrapay’s risk and compliance strategy, infrastructure and processes.
Colm Whelan

Colm Whelan

Director of Client Solutions

As Director of Client Solutions, Colm is focused on ensuring Intrapay’s product and service offering meets its customers’ needs. Before Intrapay, Colm was Co-Founder and Managing Director of Perpetual Gaming Group. Colm has held senior roles within Google, Ralph Lauren, Ding.com and Full Tilt Poker, focused on commercial operations and product development. Colm’s experience leading the operations of major international merchants brings further insight to Intrapay and its customers on optimising payments and maximizing business success.
Mark Patrick

Mark Patrick

Chief Operations Officer

Mark is veteran of payments, with over 25 years’ experience encompassing all facets of the industry, having held senior management positions at VeriFone, Mastercard, Visa / Cybersource and GlobalCollect/Ingenico ePayments. Before joining Intrapay, Mark was the CEO at GoSwiff International, a leading global provider of mobile payment solutions and services. As Chief Operations Officer, Mark oversees Intrapay’s global operations and customer service functions as well as the company’s commercial activities within the Asia-Pacific region.
Gareth Twist

Gareth Twist

Vice President - Alternative Solutions

Gareth has over 20 years’ experience in developing and expanding businesses. Within payments, he was Strategic Partnerships Director for PaySec, offering tailor-made solutions for each business unit, ensuring country-specific support and management. He now leads the development and strategy of Intrapay Direct, as well as Alternative Payments worldwide for Intrapay. He is focused on developing new opportunities to expand the business into emerging markets, building networks and growing these new revenue streams.
Jay Payne

Jay Payne

Director Product

Jay has spent the last 22 years delivering payment services and systems covering all aspects of the value chain. Jay spent his early career at Vocalink, where he was responsible for the delivery of the processing systems behind the UK ATM network, mobile phone top ups and Faster Payments. After 11 years, Jay moved to TSYS as Head of Operations Support, during which Jay enabled the international operation to successfully expand their product portfolio and geographical reach. Jay has also worked at PayPoint Mobile and Online as Infrastructure and IT Operations Director as Head of Operations, as well as Head of Operations for MPP Global. As Director Product at Intrapay, Jay’s primary focus is the development and delivery of Intrapay’s new payments solution.
Marisa Rijpkema

Marisa Rijpkema

Director of Marketing

As Director of Marketing, Marisa (Kushner) Rijpkema is responsible for Intrapay’s global marketing and communication strategies, focused on promoting the brand and its products and services. Prior to joining Intrapay, Marisa worked for Ingenico ePayments and has in-depth knowledge of FinTech and eCommerce MarComs. She’s also a Marketing, PR and Membership Ambassador for the European Women Payments Network (EWPN), working to support more diversity in the industry and act as a strong advocate for women in the workforce.


Ecommerce is expanding internationally and online shoppers are looking beyond boarders, so we are too. Our network of global offices enable us to be a better partner to growing businesses wherever they are.

Intrapay Limited has two headquarters, in London and Malta, with eight offices around the world. You can find us at any of the following locations:


We’re always looking for talented people to join our dynamic and ambitious team

Join a payments company that’s imbued with entrepreneurial spirit and passion, and work in a rapidly growing and technologically changing sector.

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